Medicare is the federal health insurance program that provides health coverage for people who are older than 65, or those younger than 65 with a disability. Medicare helps contain the health care costs that naturally rise as you get older, so you can stay healthy as you age.
If you meet one of these requirements, you may be eligible for Medicare:
Some people are automatically enrolled in Medicare, while others have to sign up. There are certain times of the year when you can enroll or change your coverage.
Medicare has four different parts, and each part offers you different coverage: Medicare Part A, Medicare Part B, Medicare Part C, and Medicare Part D. You also have options for Medicare Supplements to cover gaps in your plan.
At Senior Health Solutions, we use our expertise to find the best option for you, so you can stay healthy.
Parts A and B together make up what is known as Original Medicare. Medicare Part A is hospital insurance. It typically covers inpatient care in a hospital, nursing home care, home health care, hospice care, and skilled nursing facility care.
Medicare Part B is medical insurance. It typically covers services that are deemed medically necessary as well as preventive and screening services.
Also known as Medigap, Medicare Supplements are health insurance plans that help fill the gaps in Original Medicare coverage (Medicare Part A and Medicare Part B). It’s sold by private companies and can help pay for health care costs like deductibles, coinsurance, and copayments.
Medicare Part C (Medicare Advantage) is offered by private, Medicare-approved companies, offering a bundled alternative to Original Medicare. Medicare Part C provides full Part A and Part B coverage, and may also offer extra coverage such as vision, dental, and/or wellness and fitness programs like gym memberships.
Medicare Part D helps you pay for the medications you need by providing prescription drug coverage. Medications can be incredibly expensive on their own, so these plans are highly recommended. This plan is not an alternative to Original Medicare, but an addition.
Senior Health Solutions in Opelika, AL can help you get the Medicare coverage you need at the prices you can afford. Specializing in all things Medicare, we can get you the peace of mind you need so you can enjoy your life stress-free.
You can give us a call at (866) 445-5215 or send an email to info@seniorhealthsol.com
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
